So many of us gen-z and millennials will be the last generation to own their own home (not an apartment) if they are lucky. And with inflation and high stress and anxiety in work environments, we are beginning to value our time more than the money we make. Because realistically money is becoming less and less valuable. Retirement is no longer a sure thing and owning your own home or even being able to pay off your mortgage and keep your lifestyle is very unrealistic for an average two-person income household of $120k. So why work, work, work, retire and dye. When we can live a little more?